HSBC

Contact information
Address: Customer Information, HSBC Bank, PO Box 757, Hemel Hempstead, Hertfordshire HP2 4SS
Tel: 0800 032 4738

Company profile
HSBC provides more than 100 million customers world-wide with a full range of personal financial services, including current and savings accounts, mortgages, car financing, insurance, credit cards, loans, pensions and investments. The Consumer Finance group facilitates point of sale credit to consumers, and lends money and provides related services to meet the financial needs of everyday people.

Insurance
Car Insurance  Health Insurance  Life Insurance  Home Insurance  Travel Insurance  

Home insurance benefits:
  • Option to pay by interest-free monthly payments.
  • Claims are settled over the phone without the need to complete a claim form.
  • Replacement as new on all contents.
  • Immediate cover.
  • 24-hour helpline providing emergency assistance and legal advice.
  • Alternative accommodation costs are covered if your building is made uninhabitable by an insured cause.
  • Cover automatically increased by £3,000 over Christmas with no increase in premium.

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Aditional information
Credit Cards
  • Up to 56 days' interest-free period on purchases and cash advances when you pay your whole balance (including any balance transfers) in full and on time.
  • Convenience and flexibility – pay your bills and manage your account online using Internet Banking, over the telephone or at your local branch.
  • Free additional card for your partner or other family member over 18.

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Mortgages
  • Free standard valuation of your property
  • Free Land registry and registration
  • Free legal fees if there is no change in home ownership
  • Discounts on buildings & contents insurance

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Investments
Pensions  
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Banking
Personal Banking  Online Banking  

Provides a comprehensive range of banking services for personal and corporate clients. Internet banking offers view of statement showing balance, standing orders and direct debits, bill paying and funds transfer.
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Loans
An HSBC Loan makes rolling outstanding credit into just one manageable monthly payment quick and easy.
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HSBC URL: http://www.banking.hsbc.co.uk


Account Comparison
Bank Account Name Gross AER Interest Paid Free Banking if in Credit
Alliance & Leicester plc Premier Plus Current Account 5.00% Monthly Yes
Citibank Direct Current Account 4.59% Monthly Yes
cahoot Cahoot Current Account (without chequebook) 4.36% Monthly Yes
cahoot Cahoot Current Account 4.25% Monthly Yes
Lloyds TSB Group plc Classic Plus Account (£1,000+) 4.00% Monthly Yes
Bank of Scotland Private Banking Flexible Current Account 3.56% Monthly Yes




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